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Are You Confused About Health Insurance?
By Richard Vazquez
In Health & Medicare
Who really understands health insurance these days? Some recent studies show a huge gap between what people THINK they know, and what they actually DO know when it comes to understanding even basic terms like Deductible, Co-pay, or Co-insurance. And what do all those metal names mean—like Bronze, Silver or Gold—when it comes to marketplace plans? If you’re employed with a company that offers health insurance, that’s great. You may have an excellent benefits team or HR department who can
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Need Medicare Insurance But Not Drug Coverage?
By Richard Vazquez
In Health & Medicare
You are eligible for Medicare Insurance but you don’t feel that you need to sign up for the prescription drug coverage. You don’t take any prescriptions, so it’s not a big deal, right? You will be surprised to find out that the medicare system stacks the deck against you in this instance. When you become eligible for medicare, you are supposed to also sign up for prescription drug coverage unless you have other creditable drug coverage. If you are on tri-care or if you are
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Can I Afford Health Insurance?
By Richard Vazquez
In Health & Medicare
Can I afford health insurance? The better question is, can I bear the risk of NOT being insured? More and more people are taking an active role in managing their healthcare and the associated costs. For individuals or families who have not had health insurance for a few years (yes, that happens) they may look at the cost of a plan on the Marketplace and suffer sticker shock. Don’t stop there! A number of plans and programs are available, both on and off the Marketplace that help you manage
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