Medicare Enrollment for 2018, Medicare Information and Medicare Assistance & Guidance
Don’t miss this opportunity to improve your Medicare Plan & save Money
New Medicare Plans may be Available for You
During the Medicare enrollment period, seniors may select from new plans that have become available by insurance companies for 2018. New plans and plan changes may improve your Medicare situation by delivering changes of coverage and pricing.
The big question, Artisan Insurance Group will help you answer is “What are the plans and policy changes that will benefit you the most?” Find out! – Give Artisan Insurance a call (813) 654-8472 or complete our online form. Get the facts from our free Medicare consultation with an expert.
We Uncover Your Medicare Situation
What plans will work best for your health situation and you financially? We perform a brief needs assessment to determine your health and financial requirements. Your health-care conditions may change from year to year. We analyze your situation to ascertain your requirements. Medicare plans typically change annually with cost, options, and coverage. To narrow down to the best plans possible for you, we match your needs to the plans available. We help you get the best for your Medicare needs.
Getting the Medicare that Works Best for You
Our Medicare specialists search and shop for those plans and options that are the best fit for you by delivering optimal medical benefits, coverage, and price. We spend the extra effort to research those plans that deliver the benefits important to your needs for health coverage and reduced premiums cost and less out-of-pocket expense paid for the next year.
Open enrollment with Artisan’s free Medicare consultation allows you to make a prudent decision on Medicare health plans and prescription drug plans that best fit your total Medicare situation. Cal us (813) 654-8472 or complete our online form to get a Free Medicare Consultation.
How Artisan Insurance can Help during Medicare Open Enrollment
The open enrollment period is a short time from October 15 to December 7, 2017. Don’t miss this window of opportunity for Medicare. We can help you with your Medicare plan selections with our expert guidance and support. Your plan changes will be effective on January 1, 2018, for the next year.
Artisan Insurance Group can help you with your Medicare changes. We make it painless, easy and fast to do the following:
- Aged-in clients, first-time Medicare signup and plan selection
- Switch from a Medicare Supplement plan to a Medicare Advantage Plan
- Switch from a Medicare Advantage Plan to Medicare Supplement
- Join, Drop, or switch a Medicare Prescription Drug (Part D) Plan
- Change from one Medicare Advantage Plan to a different Medicare Advantage Plan
- Change from a Medicare Advantage Plan that offers prescription drug coverage to a Medicare Advantage Plan that doesn’t offer prescription drug coverage
- Switch from a Medicare Advantage Plan with no prescription drug coverage to a Medicare Advantage Plan with prescription drug coverage
What You should Know about Artisan Insurance Group as Your Trusted Medicare Consultant
We are a local Independent Insurance Agency established in Brandon, Florida in 2001. Our mission is to help people solve their insurance problems the best way possible. Artisan Insurance Group has a great reputation because we put people first and above profits. We have over 16 years of experience serving the Tampa Bay by helping Floridian’s with quality insurance you can count on.
Artisan Insurance is an established agency with office facilities for over 16 years in Hillsborough County. We are NOT a fly-by-night-sales outfit like many of our competitors that work out of their car. We have a proven track-record and are here today and will be here tomorrow for you. We are also involved in the local community of Hillsborough County with charities, chamber of commerce’s, networking groups and local community activities. We provide personalized customer service. There is never a phone menu that answers our phone calls during normal business hours. We are the agency that keeps our clients satisfied for a lifetime.
Artisan Insurance has the extensive experience in the insurance industry. We create practical solutions to solve real insurance problems at reasonable prices. We have a large customer base of satisfied clients because we are insurance experts that deliver results and prompt service. Once you are our customer, we periodically assess your current situation and review your policy for changes. We ensure you are not overpaying based on what is available in the marketplace and you’re getting the best coverage and benefits from your plan. We work for you, NOT the insurance company because we are independent agents devoted to our clients.
Choosing Artisan Insurance Group as your trusted source, insurance consultant, and family agency, means having a business friend that will treat you like family and will look out for your best interests. Ask our clients they will agree.
Medicare Questions You should Consider
- Are you satisfied with the current level of coverage for medical care you’re receiving?
- Are you paying too much for your premiums, copays, or other out-of-pocket expenses?
- Has your health care-needs changed?
- Do you expect you’re medical care or treatments to increase or decrease?
- Is the Medicare Open enrollment period a problem for you to get what you want?
- Is the technical language and complexity preventing you from improving coverage for your medical treatment and reducing out-of-pocket costs?
- You are sure your current plan will meet your health-care needs or fit your budget?
- Is it better for you to switch to a new plan than stay on your current plan?
Call Artisan Insurance Group (813) 654-8472 or complete our online form. Get the answers to these questions with our experienced Medicare expert to get those plans that will benefit you the most.
2018 Medicare Changes for the Part D Prescription and Medicare Beneficiaries
The initial Part D prescription deductible for drug plans increases by $5 to $405 in 2018. The 2018 “donut hole” will cover for prescription drugs begins after you, and your drug plan has spent $3,750 on covered drugs. This is a $50 increase over 2017. After you have spent $5,000 out-of-pocket, it ends, and catastrophic coverage begins. The Affordable Care Act gradually closes the “donut hole” by reducing your out-of-pocket costs for prescriptions purchased in this coverage gap. You will pay 35% of the cost in 2018 for brand-name drugs in the coverage gap (65% discount) and 44% (56% discount) of the cost for generic drugs in the coverage gap. Each year after, your out-of-pocket prescription drug costs in the coverage gap continue to decrease until 2020, where you pay 25% for covered brand-name and generic drugs in the gap.
Medicare beneficiaries that file individual tax returns with income greater than $85,000, or filing joint returns greater than $170,000, will pay the Income-Related Monthly Adjustment Amount (IRMAA) for their Medicare Part D prescription drug plan coverage. For 2018, beneficiaries may see their IRMAA increase by as much as 58%, while other Medicare beneficiaries may see their IRMAA drop.
For more information regarding 2018 Medicare Changes, visit the Centers for Medicare & Medicaid Services website, CMS.gov.
Medicare Enrollment Quick and Easy to Benefit You
Getting the right Medicare plan coverage may seem time-consuming, confusing and even complicated. Having the experience and insights and knowledge of Medicare plans can allow you to get the best-fit Medicare plan for your needs. You may visit the Medicare website, medicare.gov or call 1-800-MEDICARE for help. Or you can get help with your Medicare Enrollment using our quick and easy service, contact Artisan Insurance Group get the guidance and help to complete Medicare enrollment the right away to benefit you to the fullest.