Many small business owners think that the only option they have for offering health coverage is via the SHOP Marketplace. That isn’t the case. And you don’t have to wait for an Open Enrollment period for health coverage either. Affordable health insurance is available year-round, and the options may surprise you. Let’s look at small businesses, for example. Do you want to set up group health-insurance coverage, but don’t think you can meet the minimum participation requirements? No problem. We
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In “Eat That Frog!” Brian Tracy suggests developing a sense of urgency in everything you do. One area where many people tend to procrastinate is obtaining coverage for things they think they won’t need until “later.”  Wouldn’t it be nice to buy insurance AFTER we actually needed it?  But you know that’s not how the world works. Dental insurance is a great example.  Some plans offer “no waiting periods” but your coverage may not start for weeks.  In the meantime, if you have an urgent need for
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Can I afford health insurance? The better question is, can I bear the risk of NOT being insured? More and more people are taking an active role in managing their healthcare and the associated costs.  For individuals or families who have not had health insurance for a few years (yes, that happens) they may look at the cost of a plan on the Marketplace and suffer sticker shock. Don’t stop there! A number of plans and programs are available, both on and off the Marketplace that help you manage
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