Who really understands health insurance these days? Some recent studies show a huge gap between what people THINK they know, and what they actually DO know when it comes to understanding even basic terms like Deductible, Co-pay, or Co-insurance.  And what do all those metal names mean—like Bronze, Silver or Gold—when it comes to marketplace plans? If you’re employed with a company that offers health insurance, that’s great.  You may have an excellent benefits team or HR department who can
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Many small business owners think that the only option they have for offering health coverage is via the SHOP Marketplace. That isn’t the case. And you don’t have to wait for an Open Enrollment period for health coverage either. Affordable health insurance is available year-round, and the options may surprise you. Let’s look at small businesses, for example. Do you want to set up group health-insurance coverage, but don’t think you can meet the minimum participation requirements? No problem. We
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Can I afford health insurance? The better question is, can I bear the risk of NOT being insured? More and more people are taking an active role in managing their healthcare and the associated costs.  For individuals or families who have not had health insurance for a few years (yes, that happens) they may look at the cost of a plan on the Marketplace and suffer sticker shock. Don’t stop there! A number of plans and programs are available, both on and off the Marketplace that help you manage
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