Who really understands health insurance these days?
Some recent studies show a huge gap between what people THINK they know, and what they actually DO know when it comes to understanding even basic terms like Deductible, Co-pay, or Co-insurance. And what do all those metal names mean—like Bronze, Silver or Gold—when it comes to marketplace plans?
If you’re employed with a company that offers health insurance, that’s great. You may have an excellent benefits team or HR department who can explain details of your coverage to you. It’s good to have those experts available to assist you.
But what if you’re considering changing jobs, leaving employment, moving, starting a business for yourself, getting divorced, having a baby or experiencing another big life change? You’ll want to explore all your options and work with an agent who keeps your best interest in mind.
We recommend that if you’re experiencing or considering a big change in your life that you plan ahead and review all your important insurance coverage as soon as possible. There are strict timelines associated with some of your options, and we’re happy to offer quotes or advice to help you understand what’s available to you, and to make an informed decision.
Jonathan Pudas, Artisan Insurance Group