Articles

Homeowners insurance. Should I file a claim?

Should I File An Insurance Claim?

Richard Vazquez - November 16, 2016 - Uncategorized

Insurance claims are the one subject that seems to cause the most amount of confusion with our clients. Before you automatically call your insurance company to file a claim, consider this: If you own property (house, car, commercial building, camper, etc.) you know that you are expected to maintain that property. If your car has […]

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Does homeowners insurance cover jewelry?

Will Homeowners Insurance Cover All Of My Belongings?

Richard Vazquez - September 14, 2016 - Uncategorized

Our office frequently receives phone calls from customers wanting to know if some special items that they own are covered under their homeowners insurance. Many of them are surprised to learn that all home owners insurance policies have limitations on specific types of property that they own. Some of the items that homeowners can expect […]

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Would you want to provide homeowners insurance for this house?

Will A “Fixer Upper” Affect Your Homeowners Insurance?

Richard Vazquez - July 11, 2016 - Uncategorized Read More
Tree that could damage a house and cause a homeowners insurance claim

How To Protect Your Home From Tree Damage

Richard Vazquez - September 10, 2015 - Uncategorized Read More
How to get the best insurance rate for auto and homeowners insurance

The Dirty Little Secret Insurance Agencies Don’t Want You To Know

Richard Vazquez - August 6, 2015 - Uncategorized

When it comes to comparing one auto or homeowners¬†insurance policy to another, remember that an insurance agency cannot sell you a policy any cheaper than their competitor. Before you think that I am crazy let me explain. If two different insurance agencies are quoting the exact same person with the exact same coverage and the […]

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Homeowners insurance table Brandon Valrico Lithia Tampa

How To Properly Insure Your Belongings

Richard Vazquez - July 29, 2015 - Uncategorized Read More
Mold

Homeowners Insurance For Beginners Part 4

Richard Vazquez - July 28, 2015 - Uncategorized

The fourth installment in our series regarding your homeowners insurance policy will discuss “Loss of Use” coverage. Many people are not aware that the insurance on your home includes coverage which will pay for you to live in a different location should your house be severely damaged buy a covered peril. Here is an actual […]

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Homeowners insurance. Should I file a claim?

The Two Things That Affect The Price Of Homeowners Insurance The Most

Richard Vazquez - July 22, 2015 - Uncategorized Read More
furniture

Homeowners Insurance For Beginners: Part 3

Richard Vazquez - July 21, 2015 - Uncategorized

The third piece of coverage contained in your homeowners insurance policy is called either “Contents” coverage or “Personal Property” coverage. The easiest way to explain what this covers is this: If someone could magically pick up your house and tilt it on it’s side and shake it, everything that would fall out of your house […]

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sinkhole

The Dangers of Insuring a New House

Richard Vazquez - May 19, 2015 - Uncategorized

As an insurance agent who writes a great deal of homeowners insurance, my job involves helping many Realtors look over houses for problems that could cause insurance issues. Recently we have been finding many homes that in the past had issues with settlement, cracking or even sinkholes. If this information is disclosed to the Realtor […]

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